Table of Benefits
|
Benefits |
(SGD/up to)
|
(SGD/up to)
|
|
Personal Accident |
1a. Double Indemnity for Accidental Death & Disablement (auto/public
conveyance)
- For Children (Family Plan only) |
220,000
55,000 |
400,000
100,000 |
1b. Accidental Death & Disablement
- For Children (Family Plan only) |
110,000
27,500 |
200,000
50,000 |
|
Overseas Medical and Travel Expenses |
2a. Overseas Medical Expenses - Worldwide
2b. Overseas Medical Expenses - Regional |
1,000,000
500,000 |
2,000,000
1,000,000 |
3. Emergency Travel Expenses
- Additional travel and accommodation expenses due to injury or illness |
1,000 |
1,500 |
4. Compassionate Visit Overseas
- pays for incidental expenses of one relative if the Insured Person cannot be
evacuated and requires hospitalisation for more than 5 days |
3,500 |
6,000 |
| 5. Emergency Telephone Charges - for contacting Assistance Services |
100 |
200 |
| 6. Return of Minor Children |
3,500 |
6,000 |
7. Overseas Hospital Confinement Benefit
- S$200 per day |
5,000
max 25 days |
8,000
max 40 days |
| 8. Post Journey Medical Expenses |
3,000 |
6,000 |
| 9. ACE Assist - Emergency Medical Evacuation |
1,000,000 |
2,000,000 |
| 10. ACE Assist - Repatriation of Mortal Remains |
1,000,000 |
2,000,000 |
|
Liability |
| 11. Personal Liability |
1,000,000 |
2,000,000 |
| 12. Legal Expenses |
75,000 |
150,000 |
|
Travel Inconveniences |
| 13. Journey Cancellation |
10,000 |
15,000 |
| 14. Journey Curtailment |
10,000 |
15,000 |
15. Flight Delay
- S$100 per 8 consecutive hrs |
700 |
1,200 |
16. Travel Misconnection
- S$200 per 8 consecutive hrs |
200 |
400 |
17. Loss/Damage of Personal Property & Baggage
- including portable computers |
3,500
max 500 per item |
6,000
max 500 per item |
18. Baggage Delay
- S$100 per 8 consecutive hrs |
700 |
1,200 |
| 19. Loss of Personal Money & Travel Documents |
300 |
600 |
| 20. Flight Overbooked |
- |
500 |
21. Hijack
- S$250 per complete day (24 hrs period) |
- |
3,500 |
| 22. 24-hr Worldwide Medical Emergency Assistance Hotline |
Available |
Available |
| 23. 24-hr Travel Advice Hotline |
Available |
Available |
| 24. Automatic Extension of Cover if Insured is sick or injured while overseas |
Yes |
Yes |
|
Lifestyle |
| 25. Hole-in-One |
150 |
300 |
| 26. Home Guard |
5,000 |
10,000 |
| 27. Rental Vehicle Excess |
500 |
1,000 |
| 28. Domestic Services |
150 |
300 |
**Important Notice:
-
The amount listed above are the maximum coverage payable for each benefit.
-
All benefit items are on reimbursement basis where you will be reimbursed for
the expenses incurred except for benefit items 1, 7, 15, 16, 18 and 21.
-
For benefit item 1, the maximum payable is 25% of the stated amount for
Children covered under the Family category.
-
"Pre-existing conditions" which existed within 12 months period prior to the
effective date of this policy will not be covered.
Please refer to the Policy Wording for
full details, as these are only some of the events that are not covered by this
insurance.
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